BGA package and manufacturing method

ABSTRACT

In the ball grid array (BGA) package and its manufacturing method, an open region of a bonding pad is etched to a depth reaching below the solder mask to give an etched portion which is planar at the bottom center and slanted at the periphery. With this structure of the etched portion, the bonding pad provides an increased bonding area for the solder, so that the BGA package substrate is enhanced in reliability, showing excellent interfacial properties and drop test results.

INCORPORATION BY REFERENCE

The present application claims priority under 35 U.S.C. §119 to Korean Patent Application Nos. 2004-52224 filed on Jul. 6, 2004 and 2005-16929 filed on Feb. 28, 2005. The contents of these applications are incorporated herein by reference in their entireties.

BACKGROUND OF THE INVENTION

1. Field of the Invention

The present invention relates to a ball grid array (BGA) package and a method of manufacturing the same. Particularly, the present invention relates to a BGA package which has superior reliability, showing excellent interfacial properties and drop test results. Also, the present invention is concerned with a method of manufacturing the BGA package, in which a bonding pad is etched to a depth reaching below a solder mask to provide an etched portion which is planar at the bottom center and slanted at the periphery, thereby providing an increased bonding area for the solder.

2. Description of the Related Art

Although integrated circuits have been developed for slimness and lightness, the number of leads extending from integrated circuit packages is increasing rather than decreasing. As a solution to the problem resulting from a small package carrier requiring a large number of leads, a PGA (pin grid array) carrier has been developed. Able as it is to be provided with many leads to its small area, the PGA carrier suffers from disadvantages that pins or leads are so weak that they break readily and that there are limits to high density integration.

An approach to overcoming the disadvantages of PGA is to use recently popularized BGA package substrates. BGA package substrates employ solder balls, which are finer than pins, thereby allowing high density integration thereon. Mostly, BGA package substrates are used for mounting semiconductor chips.

In order to better understand the background of the present invention, a description is given of a conventional BGA package substrate, below.

With reference to FIG. 1, a conventional semiconductor chip-mounted BGA package provided with solder balls 60 instead of pins is depicted in a cross sectional view.

First, a plurality of CCLs (copper clad laminates) 10 is prepared, each CCL 10 undergoing a typical photolithographic process to form a predetermined circuit pattern thereon.

Next, the CCLs 10, each having a predetermined circuit pattern thereon, are pressed against each other to provide a laminate structure which is then processed to form a via hole 20, followed by plating the via hole 20 with a copper foil 30 to electrically interconnect the circuit patterns formed on each CCL 10.

On the copper foil 30 formed on a side of the laminated CCL structure, a circuit pattern for a semiconductor chip-mounting bonding pad, e.g. a bond finger 50, is constructed by a photolithographic process. Likewise, a circuit pattern for a bonding pad to which solder 60 is attached, that is, a circuit pattern for a solder pad 70, is also constructed on a copper foil 30 formed on another side of the CCL structure.

Following the formation of the circuit patterns for the bonding pads 50 and 70 on the copper foils 30 of the CCL 10, PSR (photo imageable solder resist mask) ink is applied to form a solder mask with the aim of protecting the circuit patterns on the copper foils 30 as well as preventing the formation of a solder bridge between the circuit patterns during a soldering process.

Subsequently, with the aid of a diazo film having thereon a circuit pattern for exposing the bonding pad, a curing process is conducted to remove the solder mask 80 coated on the area where the bond finger 50 or the solder pad 70 will be formed.

After the formation of the bonding pad, such as the bond finger 50 or the solder pad 70, a finishing process for preventing the oxidation of the bonding pad is conducted to form a Ni/Au-plated layer on the bonding pad by electroless gold plating.

In more detail, the bonding pad, e.g., the bonding finger 50 or the solder pad 70, is plated with nickel to form a nickel-plated layer 91 to a predetermined height, e.g., 3-5 μm.

Gold, when applied to a bare bonding pad 50 or 70, diffuses into the copper texture of the bonding pad, so that the gold-plated layer cannot be subjected to the finishing process. Accordingly, nickel plating precedes gold plating in order to prevent gold, when plated, from diffusing into the copper texture.

Next, a gold-plated layer 92 is formed to a predetermined height, for example, 0.03-0.07 μm on the nickel-plated layer 91 so as to impart affinity for the solder 60. Therefore, a BGA package is obtained, with the bond finger for mounting a semiconductor device and the solder pad for attaching solder being finished.

In this conventional BGA package, the formation of the Ni/Au-plated layer 90 not only prevents the bonding pad, made from electrically conducting metal such as copper (Cu), that is, the solder pad 70, from being oxidized, but also provides the bonding pad with greater affinity for the solder 60, however, intermetallic compounds are produced due to the reaction between the nickel of the plated layer 90 and the tin of the solder 60.

A high-speed impact test such as a drop test revealed that cracking readily occurs at the interface between the Ni/Au-plated layer 90 and the solder due to the brittleness of Au in the presence of the intermetallic compounds including Au formed by the reaction of the Ni/Au layer with the solder, and thus that the solder 60 is readily detached from the solder pad.

As a solution to the problem, a BGA packaging process is suggested which employs an OSP (organic solderability preservative), instead of the Ni/Au-plated layer 90, in finishing the semiconductor chip-mounting bonding pad or the solder-bonding solder pad.

In lieu of the formation of the Ni/Au-plated layer 90 on the solder pad to which solder is attached, an OSP is layered on the solder pad to conduct the finishing process for the open solder pad.

Thereafter, the OSP-coated BGA package substrate is subjected to an in-line process consisting of prebake, die attach, die attach curing, plasma and wire bonding, as described in FIG. 2, through which a semiconductor device is connected onto the bonding pad formed on a side of the BGA package substrate.

The in-line process through which a semiconductor device is attached onto the bonding pad is followed by a back-end process consisting of prebake, plasma, pre-mold curing, post-mold curing (PMC), solder attach and infra-red (IR) reflower, through which a solder is attached to the solder pad formed on another side of the BGA package substrate.

However, the BGA package process using an OSP is disadvantageous in that the OSP applied to the plated layer where the solder pad is formed is damaged by heat during the in-line process or the back-end process as shown in FIG. 3. Especially, the PMC step of the back-end process, which is conducted at 175° C. or higher, causes fatal damage to the OSP.

With reference to FIG. 4, A ball shear test shows that the OSP thermally damaged during the in-line process or the back-end process remains in the plated layer at which the bonding finger or solder pad of the BGA package substrate is formed.

As shown in FIG. 5, when a solder is jointed to a planar, plated layer 170 which is not etched in a direction to a predetermined depth and in which a thermally damaged OSP 200 remains, the remaining OSP 200 decreases the bonding area between the plated layer 170 and the solder 600 and prevents the reaction between the copper of the plated layer 170 and the tin of the solder 600 to inhibit the formation of intermetallic compounds 700.

As a result, the BGA package becomes unreliable, showing the formation of a non-wetting zone on a solder side and poor interfacial properties. For example, as shown in FIG. 6, the solder 600 is not bonded to the plated layer 170 or readily detaches upon external impact.

SUMMARY OF THE INVENTION

Accordingly, the present invention has been made keeping in mind the above problems occurring in the prior art, and an object of the present invention is to provide a BGA package which has an increased bonding area between a bonding pad and a solder and thus exhibits excellent interfacial properties and drop test properties of the bonding pad.

It is another object of the present invention to provide a method of manufacturing the BGA package.

In an aspect of the present invention, there is provided a method of manufacturing a BGA package substrate which includes the steps of preparing a BGA package substrate provided with a bonding pad; coating an insulator over the BGA package substrate and forming an opening to expose the bonding pad, the opening being smaller in diameter than the bonding pad; and etching the bonding pad from the exposed surface to a part of the insulator-coated region so as to give an etched portion having a concave configuration.

In another aspect of the present invention, there is provided a method of manufacturing a BGA package substrate, which includes the steps of preparing a BGA package substrate provided with a bonding pad; coating an insulator over the BGA package substrate and forming an opening to expose the bonding pad, the opening being smaller in diameter than the bonding pad; etching the bonding pad from the exposed surface to a part of the insulator-coated region so as to give an etched portion having a concave configuration; and mounting a semiconductor chip on the BGA package substrate and molding the semiconductor chip.

In a further aspect of the present invention, there is provided a BGA package substrate which includes: a first insulation layer; an outer circuit layer, formed on the first insulation layer, which includes a bonding pad having a concave-shaped surface; and a second insulation layer, formed over the outer circuit layer, having an opening on the bonding pad, the opening being smaller in diameter than the bonding pad such that the concave-shaped surface of the bonding pad is covered at the periphery with the second insulation layer to give a gap between the second insulation layer and the concave-shaped surface of the etched portion.

In still a further aspect of the present invention, there is provided a BGA package which includes: a first insulation layer; a first outer circuit layer, formed on the first insulation layer, which includes a planar first bonding pad for wire bonding; a second outer circuit layer, formed below the first insulation layer, which includes a concave second bonding pad for bonding; a second insulation layer, formed over the first and the second outer circuit layer, having an opening on each of the first and the second bonding pad, the opening being smaller in diameter than the respective bonding pad such that the concave-shaped surface of the second bonding pad is covered at the periphery with the second insulation layer to give a gap between the second insulation layer and the concave-shaped surface of the etched portion; a chip mounted on the second insulation layer over the first outer circuit layer, bonded to the first bonding pad by wire; and a connection material formed in the gap between the second insulation layer and the concave-shaped surface of the second bonding pad, and in and over the opening of the second insulation layer on the second outer circuit layer.

BRIEF DESCRIPTION OF THE DRAWINGS

The above and other objects, features and advantages of the present invention will be more clearly understood from the following detailed description taken in conjunction with the accompanying drawings, in which:

FIG. 1 show a structure of a conventional BGA package substrate in a cross sectional view and a partially enlarged view;

FIG. 2 is a block diagram showing the manufacturing processes of a BGA package substrate using a conventional OSP;

FIG. 3 is a view sequentially showing thermal damage to a bonding pad by thermal curing treatments conducted during a conventional BGA package process;

FIG. 4 is a view showing the destruction of the interface between solder and a bonding pad by the OSP which is thermally damaged by thermal curing treatments during a conventional BGA package process;

FIG. 5 is a view showing a planar bonding pad, fabricated by a conventional BGA package process;

FIG. 6 is an enlarged view showing a solder attached to a planar bonding pad, fabricated by a conventional BGA package process;

FIG. 7 is a flow chart showing the manufacturing process of a BGA package according to the present invention;

FIGS. 8 a-8 p provide schematic cross sectional views showing the manufacturing process of a BGA package according to the present invention;

FIG. 9 is a view showing a cross section of a finished bonding pad having a concave shape subjected to a finishing process according to the present invention;

FIG. 10 is an enlarged view showing a bonding pad having a concave shape subjected to a finishing process according to the present invention; and

FIG. 11 is a graph in which destruction percentages of finishing-treated bonding pads having a concave shape are plotted versus bonding cycles.

DETAILED DESCRIPTION OF THE INVENTION

Reference now should be made to the drawings, in which the same reference numerals are used throughout the different drawings to designate the same or similar components.

A method of manufacturing a BGA package in accordance with the present invention will be described with reference to FIGS. 7 and 8. FIG. 7 is a flow chart showing a manufacturing process for a BGA package and FIG. 8 provides cross sectional views showing the manufacture of a BGA package by process steps.

First, a BGA package substrate provided with a bonding pad 170 is prepared (S100).

In more detail, a CCL (copper clad laminate), which is used as a base 100 of a BGA package substrate, is processed at a predetermined position to form a via hole 130 with interconnections to circuitry on the substrate, as shown in FIGS. 8 a and 8 b.

The CCL is made from a reinforcement 110 and copper foil 120. The reinforcement 110 is epoxy resin-impregnated glass fiber. The CCL is based on BT (bismaleimide) [21-22] or high Tg FR4[23] sandwiched between copper foils.

Next, the entire CCL including the copper foil layer 120 and the via hole 130 is plated with copper to form a plated layer 140 through which interlayer electrical connection is achieved and on which a circuit pattern is formed, as shown in FIG. 8 c.

Because the inner wall of the via hole 130, consisting partially of the insulator 110, makes it impossible to apply electro-copper plating thereto, the plated layer 140 is preferably formed to a small thickness by conducting electroless plating as a pretreatment for forming a conducting film necessary for the electro-copper plating.

Subsequently, a masking process is conducted for the plated layer 140 to form a predetermined circuit pattern 150, as shown in FIG. 8 d.

In more detail, a UV-curable dry film (D/F) is coated over the plated layer 140 formed on the CCL 100 and then aligned with an artwork film having a predetermined circuit pattern.

Next, the dry film is exposed through the artwork film to UV light so that the dry film is cured at portions corresponding to the circuit pattern 150. A developing process removes uncured dry film portions to selectively expose the plated layer.

Using an etchant, dry film-removed portions of the plated layer 140, that is, open portions of the plated layer 140, are etched, after which the dry film is peeled off to form a predetermined circuit pattern 150 for a bonding pad.

Following the formation of the circuit pattern 150 for the bonding pad on the plated layer 140, PSR ink 160 is applied so as not only to protect the circuit pattern 150 formed on the plated layer 140, but also to prevent a solder bridge between the circuit patterns 150, as shown in FIG. 8 e.

Using a diazo film having a predetermined circuit pattern thereon, the coated PSR ink 160 is cured by UV light so selectively that a plated layer portion in which a bonding pad 170 for bonding solders will be formed is unexposed to UV light, followed by etching the uncured PSR ink coated over the bonding pad 170 to which a solder will be bonded, so as to open the bonding pad 170, as shown in FIG. 8 f.

Subsequent to the external exposure of the bonding pad 170 to which a solder is bonded, an etching process, e.g., a wet etching process, is conducted on the open bonding pad 170, as shown in FIG. 8 g. Therefore, a BGA package substrate is finally obtained.

The bonding pad 170 on the BGA package substrate obtained by the above-described processes according to the present invention has an etched portion A which is planar at the center and slanted at the periphery, so that the bonding area between the bonding pad 170 and the solder is increased.

Additionally, when the solder 600 is bonded onto the etched portion A of the bonding pad 170 and subjected to IR reflow, as shown in FIG. 10, the intermetallic compounds formed between the solder 600 and the etched portion A of the bonding pad 170 are found to expand to a predetermined region of the bonding pad 170 coated with the solder mask 160, resulting in an increased bonding area between the bonding pad 170 and the solder 600 and thus in good drop test results.

At this time, the solder mask 160 coating over the bonding pad 170 plays an important role in supporting the solder 600 bonded to the bonding pad 170 and protecting the solder 600 from external impact.

After completion of the manufacture of the BGA package substrate provided with the bonding pad having the etched portion A, a finishing process is conducted for preventing the oxidation of the bonding pad 170 (S200).

In addition to oxidation prevention, the finishing process enhances the solderability and conductivity of parts to be mounted.

According to various requirements, new techniques have been developed for the finishing process, as follows.

First, HASL (hot air solder leveling) is a finishing process in which after a substrate is immersed in molten solder in a hot tank, hot high pressure air is provided so as to evenly solder a portion which is not coated with a solder mask. With the ability to prevent the oxidation of exposed copper circuits and enhance solderability when parts are mounted, the HASL process is usually used where reliability and thermal resistance are required.

Electroless Ni/Au plating is conducted by plating nickel prior to gold so as to provide excellent bondability for gold. Gold plating, although usually used for terminals of the substrate, can be introduced as an environmentally friendly finishing process which provides good thermal resistance.

Able to directly plate Pd on copper foil, electroless palladium (Pd)-plating is used for both surface finishing and terminal plating.

Conducted by coating silver at a thickness of 0.07-0.1 p m on copper, electroless silver (Ag)-plating, most recently developed, is excellent in thermal resistance and solderability.

An OSP (organic solderability preservative) process, also called a pre-flux process, is divided into an organic solvent type and a water soluble type. The organic solvent type involves forming a resin coat over the entire substrate by roll coating or spraying.

Although explained using an example of an OSP process, the present invention can employ any of the other finishing processes.

After the bonding pad 170 is finished with an OSP 200, a semiconductor device 300 is mounted on a side of the BGA package substrate as shown in FIGS. 8 i to 8 k (S300).

In more detail, the BGA package substrate coated with the OSP 200 is dehumidified by pre-baking under predetermined conditions, e.g., at about 120° C. for 2 hours.

Subsequently, the semiconductor device is attached using an adhesive material 310 such as Ag epoxy or solder bump onto a side of the BGA package substrate, followed by thermally curing the adhesive material 310 at about 150° C. for 30 min to fix the semiconductor device 300 onto the BGA package substrate, as shown in FIGS. 8 i and 8 j.

Afterwards, the semiconductor device 300 is bonded by a wire 320 to a wire bonding pad formed on a side of the BGA package substrate to transmit electric signals from the semiconductor device 300 to the outside, as shown in FIG. 8 k.

Before wire bonding the semiconductor device 300 to the wire bonding pad formed on a side of the BGA package substrate, a plasma process may be conducted to remove contaminants from the side of the BGA package substrate to which the semiconductor device 300 is to be mounted.

After the semiconductor device 300 is mounted on the BGA package substrate, an epoxy molding compound (EMC) molding process is conducted in which the semiconductor device-mounting side of the BGA package substrate is covered with a liquid sealing member 400, e.g., a liquid epoxy resin to protect the semiconductor device 300 from the external environment, as shown in FIG. 81 (S400).

Thereafter, the BGA package substrate covered with the sealing member 400 is subjected to a PMC (post mold curing) process under predetermined conditions, for example, at 175-215° C. for 5-7 hours, to cure the sealing member 400, as shown in FIG. 8 m (S500).

Subsequent to the PMC of the BGA substrate, a viscous post-flex 500 is layered over the bonding pad 170 for the solder pad, as shown in FIG. 8 n (S600).

Containing an alcoholic component and an acidic component, the post-flex 500 dissolves the OSP 200 based on imidazole, so that the OSP 200 remaining in the bonding pad 170 and thermally damaged by the PMC process, can be removed.

The BGA package substrate is subjected to IR reflow at about 230-260° C. for 30 sec, as shown in FIG. 8 o, to afford an intermetallic compound 700 by which the solder 600 is firmly bonded to the etched portion A of the solder pad 170, as shown in FIG. 8 p (S700).

Because the etched portion of the bonding pad 170 is planar in the center but slanted to some degree at its periphery, the intermetallic compounds 700 resulting from the reaction between the copper of the bonding pad 170 and the tin of the solder 600 are formed not only in the etched portion but also in a predetermined region of the solder mask 160 covering the bonding pad 170, as demonstrated in FIGS. 9 and 10.

Further, the solder attached to the etched portion of the bonding pad, as shown in the dotted circle of FIG. 8 p, has an upper part (L1) which is larger in cross sectional area than a lower part (L2). Accordingly, the solder is seldom detached by external impact, showing excellent drop test properties.

The method according to the present invention, as shown in FIG. 11, can manufacture a BGA package, showing a greatly decreased destruction rate versus the bonding cycle of the bonding pad as compared to conventional methods.

In accordance with the BGA manufacturing method of the present invention, the etched portion of the bonding pad 170 increases the bonding area between the bonding pad 170 and the solder 600, so that they are more perfectly bonded to each other with the aid of the intermetallic compounds 700. As a result, a normal destruction mode is achieved in which a solder break occurs, so that the bonding pad 170 shows greatly enhanced interfacial properties.

In the BGA package and its manufacturing method according to the present invention, as described above, the open region of the bonding pad is etched to the depth below the solder mask to give an etched portion which is planar at the bottom center and slanted at the periphery. With this structure of the etched portion, the bonding pad provides an increased bonding area for the solder, so that the BGA package substrate is enhanced in reliability, showing excellent interfacial properties and drop test results.

Although the preferred embodiments of the present invention have been disclosed for illustrative purposes, those skilled in the art will appreciate that various modifications, additions and substitutions are possible, without departing from the scope and spirit of the invention as disclosed in the accompanying claims. 

1. A method of manufacturing a ball grid array (BGA) package substrate, comprising the steps of: preparing a BGA package substrate with a bonding pad; coating an insulator over the BGA package substrate and forming an opening to expose the bonding pad, the opening being smaller in diameter than the bonding pad; and etching the bonding pad from the exposed surface to a part of the insulator-coated region providing an etched portion having a concave configuration.
 2. The method as set forth in claim 1, wherein the step of preparing comprises the steps of: processing a copper clad laminate to form a plurality of via holes with electrical interconnections to layers on the substrate; plating the copper clad laminate and the via holes with copper to form a plated layer; and conducting a photolithographic process on the plated layer to form circuit patterns for circuits and bonding pads.
 3. The method as set forth in claim 1, wherein the etched portion is planar at a bottom center and slanted at a periphery.
 4. The method as set forth in claim 1, wherein the opening and the etched portion form a mushroom configuration having a latch.
 5. The method as set forth in claim 1, further comprising the step of finishing the etched portion.
 6. The method as set forth in claim 2, further comprising the step of disposing a conducting connection material in both the etched portion and the opening to form an external terminal the cross sectional area of which is wider in the etched portion than in the opening.
 7. The method as set forth in claim 6, wherein the step of disposing comprises the steps of: applying a viscous post-flux over the etched portion; attaching the conducting connection material through the post-flux to the bonding pad; and subjecting the conducting connection material-attached bonding pad to an infra-red (IR) reflow to form an intermetallic compound through which the conducting connection material is bonded to the etched portion.
 8. The method as set forth in claim 7, wherein the intermetallic compound between the etched portion and the conducting connection material is formed on a insulator coated, lateral region of the etched portion.
 9. The method as set forth in claim 6, wherein the conducting connection material is a solder.
 10. A method of manufacturing a ball grid array (BGA) package substrate, comprising the steps of: preparing a BGA package substrate with a bonding pad; coating an insulator over the BGA package substrate and forming an opening to expose the bonding pad, the opening being smaller in diameter than the bonding pad; etching the bonding pad from the exposed surface to a part of the insulator-coated region providing an etched portion having a concave configuration; and mounting a semiconductor chip on the BGA package substrate and molding the semiconductor chip
 11. The method as set forth in claim 10, wherein the step of preparing comprises the steps of: processing a copper clad laminate to form a plurality of via holes, with electrical interconnections to layers on the substrate; plating the copper clad laminate and the via holes with copper to form a plated layer; and conducting a photolithographic process on the plated layer to form circuit patterns for circuits and bonding pads.
 12. The method as set forth in claim 10, wherein the etched portion is planar at a bottom center and slanted at a periphery.
 13. The method as set forth in claim 10, further comprising the step of finishing the etched portion.
 14. The method as set forth in claim 10, further comprising the steps of disposing a conducting connection material in both the etched portion and the opening to form an external terminal having a cross sectional area wider in the etched portion than in the opening.
 15. The method as set forth in claim 14, wherein the step of disposing comprises the steps of: applying a viscous post-flux over the etched portion; attaching the conducting connection material through the post-flux to the bonding pad; and subjecting the conducting connection material-attached bonding pad to an infra-red (IR) reflow to form an intermetallic compound through which the conducting connection material is bonded to the etched portion.
 16. The method as set forth in claim 15, wherein the intermetallic compound between the etched portion and the conducting connection material is formed on a insulator-coated, lateral region of the etched portion.
 17. The method as set forth in claim 14, wherein the conducting connection material is solder.
 18. A ball grid array (BGA) package substrate, comprising: a first insulation layer; an outer circuit layer comprising a bonding pad having a concave-shaped surface; and a second insulation layer having an opening on the bonding pad, the opening being smaller in diameter than the bonding pad such that the concave-shaped surface of the bonding pad is covered at the periphery with the second insulation layer providing a gap between the second insulation layer and the concave-shaped surface of the etched portion.
 19. The BGA package substrate as set forth in claim 18, further comprising a connection material layer, formed in the gap between the second insulation layer and the concave-shaped surface of the bonding pad, and in and over the opening.
 20. The BGA package substrate as set forth in claim 18, further comprising a surface-finished layer formed on the bonding pad.
 21. The BGA package substrate as set forth in claim 18, wherein the concave-shaped surface has a planar bottom and a slanted peripheral side.
 22. A ball grid array (BGA) package, comprising: a first insulation layer; a first outer circuit layer, formed on the first insulation layer, comprising a planar first bonding pad for wire bonding; a second outer circuit layer, formed below the first insulation layer, comprising a concave second bonding pad for bonding, a second insulation layer, formed over the first and the second outer circuit layer, having an opening on each of the first and the second bonding pad, the opening being smaller in diameter than the respective bonding pad such that the concave-shaped surface of the second bonding pad is covered at the periphery with the second insulation layer providing a gap between the second insulation layer and the concave-shaped surface of the etched portion; a chip mounted on the second insulation layer over the first outer circuit layer, bonded to the first bonding pad by wire; and a connection material formed in the gap between the second insulation layer and the concave-shaped surface of the second bonding pad, and in and over the opening of the second insulation layer on the second outer circuit layer.
 23. The BGA package as set forth in claim 22, further comprising a surface-finished layer formed on the bonding pad.
 24. The BGA package substrate as set forth in claim 22, wherein the concave-shaped surface of the second bonding pad has a planar bottom and a slanted peripheral side. 